Four years ago, I had an
accident. When it happened, my heart was gripped in fear. Then a wave of relief
overcame me, there was no bodily harm to me nor my passenger. I then felt
helpless, I didn't know what to do. Where do I go from here, what do I do with
my totalled car? Where is my wallet - I didn't take it out…?!
Making it even worse, I
wasn't wearing a bra because I thought it was only a quick ride out of the
house and back.
I felt HELPLESS.
The memory of what came
after is vague - the trauma may have forced that unpleasant accident out of
memory. After that, I had a fear. Not of driving - although I’m extra cautious
and patient now - but I have a fear of driving out of Singapore. Fearful that
if the same had happened, what would I do! That makes me feel so handicapped -
I have a car but am unable to cross the borders and enjoy food, massage and
shopping at half price. I have a fear of driving without someone else around,
preferably a male, who would know what to do in case an accident happens again.
It irks me to be a weak female since I strive to be empowered.
So i signed up for a drive
tour to Lake Kenyir end of this month! Safety in numbers, right? We'll be
driving in a convoy and making pit stops along the way for local delicacies
before ending up in a beach resort. Just like how I got over my fear of water
by taking a diving license, I’m doing a drive tour across the borders soon to
overcome my driving trauma.
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| The reward. |
My dad is a believer of
insurance, and his mindset has been passed on to me. Except that he doesn't buy
any insurance for me - it is apparently something I have to plan for my own!
Having bought life insurance, medical and travel insurance, I realize none of
them are customizable - but all are something run of the mill.
My friend Estelle invited me to an event recently and I have just
gotten to know about AXA Smart Drive, the first customized car insurance.
Allowing flexibility in what works for you and not having to pay what you don't
need.
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| Even Estelle Kiora and Irene Ang got excited at the launch of AXA customized motor insurance. |
This customizable
brainchild came about after AXA surveyed 1208 customers. Thanks to them who
spoke their minds, AXA listened and now offers consumers the freedom to pick
and choose benefits on top of value bundled offers. Convenience and
customization is like having your cake and eating it too!
How it works:
1. Pick a basic plan.
It's like "do you want
thin crust, thick crust or crust with filling as a pizza base"?
There are 7 to choose from,
and I would choose the AXA SmartDrive For Her. After all, I won't deny that I
can't repair any part of my car to save my life if there is a breakdown.
2. Add on Value-Added
Packs.
Like economy rice at the
food court, choosing meat will always make the final price more expensive. Not
needing meat? Don't choose meat then and pay lesser for your meal. If my Lake
Kenyir road trip is successful, I would love to take more road trips across the
borders. With the Overseas Protector, it will be an extra boost of confidence!
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| FLY ENTERTAINMENT artistes Henry Golding, Max Loong, Bobby Tonelli and Rebecca Tan test out their driving skills so they can determine what type of value-adds they would likely need! |
3. More Add-ons
Still not satisfied? There
are 11 more add-ons to pick and choose, ala carte style. I think it would be good to pick phone
assistance and roadside support (as per earlier experience), and do without a
courtesy car in Singapore. This would keep the final cost low if that is
desired. At the same time, add-ons include personal accident sum insurance too!
That means more assurance for my loved ones.
Whatever your needs are as a driver, you can customize a plan with AXA SmartDrive that will provide adequate protection for you, your car and even family. A first customizable insurance in Singapore. Choose from AXA's range of core plans, value-added packs and add-ons at their website. Contact your AXA agent for tailored coverage while you drive.
I'll keep you updated on my first driving trip :)
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